TRAVEL INSURANCE
PLAN BENEFITS
CoveragesTravel Care Travel SecureTravel Value Travel FamilyTravel Age
Benefits USDDeductibles USD Benefits USDDeductibles USD Benefits USDDeductibles USD Benefits USDDeductibles USD Benefits USDDeductibles USD
Medical Expenses, Evacuation and Repatriation 50,000100 200,000100 500,000100 50,000100 +50,000100
Emergency dental pain relief included in (1) above -- 500100 -- -- --
Loss of Baggage (checked) 250Nil 1000*Nil 1000*Nil 250Nil 250*Nil
Delay of baggage 10012 Hrs 10012 Hrs 10012 Hrs 10012 Hrs 10012 Hrs
Personal Accident 10,000Nil 25,000Nil 30,000Nil 10,000Nil 25,000Nil
Loss of Passport 25015 25025 25025 15015 25025
personal Liability 10,00,000100 2,00,000100 30,000100 2000100 1,00,000100
Hijack $50 per day to minimum $300- $50 per day to maximum $300- $50 Per day to maxmium $300- -- $50 Per day to maxmium $300Nil
Trip Delay -- $20 per 12hrs maximum $12012 Hours $20 per 12hrs maximum $12012 Hours -- --
Emergency Cash in Advance ++ 500Nil 1000Nil 1500Nil -- 500Nil
Golfer Hole -in-one -- 250Nil 500Nil -- 250Nil
* Per baggage maximum 50% and per item in the baggage max 10% ++cash advance would include delivery charges Emergency Dental pain relief included up to $500
 
Corporate Travel
We have customized plans for virtually every requirement of Corporate Employees traveling abroad. All you have to do is choose a plan that suits you:
Travel Companion Corporate : Corporate Lite & Corporate Plus
Travel Elite Corporate : Corporate Lite & Corporate Plus
Corporate Age Package : Corporate Age Lite & Corporate Age Elite
 

Travel Elite - Premium Table (Inclusive of Service Tax)
What is Travel Elite Corporate?
This plan is for Corporate employees who are frequently traveling abroad. We have three exclusively designed plans, Silver, Gold and Platinum.
Days of Travel Silver GoldPlatinum
Travel Elite (US$ 50000) Travel Elite (US$ 200000) Travel Elite (US$ 500000)
Excluding USA / Canada Including USA / Canada Excluding USA / Canada Including USA / Canada Excluding USA / Canada Including USA / Canada
1/2-40 yrs41-60 yrs1/2-40 yrs 41-60 yrs1/2-40 yrs41-60 yrs 1/2-40 yrs41-60 yrs1/2-40 yrs 41-60 yrs1/2-40 yrs41-60 yrs
1-4 days460541 713874679759 93210931036 152115072174
5-7 days546592 822920736828 102411731036 152115072174
8-14 days794887 11731265915 104313731633 111916431627 2347
15-21 days835938 12541434966 111614491930 119517731730 2530
22-28 days9381070 143416171068 125216272243 137320611958 2921
29-35 days11741356 177320341348 151220092635 165324522366 3468
36-47 days13561565 203423221551 174823143287 195829742797 4252
48-60 days15901852 276037491819 206135884928 317948514552 6912
61-75 days19562269 408354632263 292950727406 457770166510 10548
79-90 days23472686 488866132696 368060957510 549284507883 11899
91-120 days29903565 586578203795 540574989315 6728105809430 15410
121-150 days33934025 678589134830 66701014912823 85101449011385 19320
151-180 days43135060 799398336670 79351265015065 108681782514605 25300
 

Travel Elite - Coverage & Benefits
What does Travel Elite Corporate cover for me?
This plan includes the same benefits as above; the additional advantages are as follows:
  • Accidental Death & Disability (Common Carrier): Compensation in addition to the sum insured specified under the personal accident section, in case of accidental bodily injury resulting into death; / permanent disability while traveling in a common carrier such as rail, bus, tram or aircraft during the course of journey.
  • Emergency Cash Advance: This is an assistance service when the insured person requires emergency cash following incidents like theft / burglary of luggage / money or hold up.
  • Golfers Hole-in one: Reimburses expenses incurred in celebration of achieving a hole in one by the insured during the trip, anywhere in the world excluding India, in a United States Golfer’s Association(USGA) recognized Golf Course.
  • Trip Curtailment : Compensation for loss of personal accommodation of travel charges following the necessary and unavoidable cancellation of the trip due to death, serious sickness or sudden sickness requiring minimum three days hospitalization of insured or family member(spouse, parent or child)
  • Home Burglary Insurance : This Covers the loss of or damage to contents, excluding jewelerey and valuables, of the insured’s home in India caused by burglary and / or robbery during the policy period.
  • Trip Cancellation: Compensation for loss of personal accommodation or travel charges due to necessary and unavoidable cancellation of trip prior to its start from India due to death, serious injury or sudden sickness requiring minimum three-day hospitalization of insured or family member(Spouse, parent or child).
CoveragesSilver GoldPlatinum
Travel Elite US$ 50000 Travel Elite US$ 200000 Travel Elite US$ 500000
Medical Expenses, Evacuation and Repatriation* $50,000$100 $200,000$100 $500,000$100
Personal Accident $15,000- $25,000- $25,000-
AD & D Common Carrier $2,500- $5,000- $5,000-
Loss of Baggage (checked)** $500- $1,000- $1,000-
Delay of Checked baggage $10012 Hrs $10012 Hrs $10012 Hrs
Loss of Passport $250$25 $250$25 $250$25
Hijack $50 per day to max $300- $60 per day to max $360- $60 per day to max $360-
Trip Delay $20 per 12Hrs to max $12012 Hrs $30 per 12Hrs to max $18012 Hrs $30 per 12Hrs to max $18012 Hrs
personal Liability $100,000$100 $200,000$100 $200,000$100
Emergency Cash in Advance *** $500- $1,000- $1,000-
Golfer Hole-in-one $250- $500- $500-
Trip Cancellation $500- $1,000- $1,000-
Home Burglary Insurance Rs.100,000- Rs.200,000- Rs.300,000-
Trip Curtailment $200- $300- $500-
Hospitalization Daily Allowance $25 per day to max $100- $25 per day to max $125- $25 per day to max $150-
* Emergency pain relif included upto $500 **per baggage maximum 50%and per item in baggage maximum 10% ***cash advance would include delivery charges
 

Travel Age Elite - Premium Tabel (Inclusive of Service Tax)
Days of TravelSilver GoldPlatinum
Travel Elite (US$ 50000) Travel Elite (US$ 200000) Travel Elite (US$ 500000)
Excluding USA / Canada Including USA / Canada Excluding USA / Canada Including USA / Canada Excluding USA / Canada Including USA / Canada
61-70 yrs61-70 yrs61-70 yrs 61-70 yrs61-70 yrs61-70 yrs
1-4 days 8051058 13281912 26633804
5-7 days 9431265 14492053 26633804
8-14 days 12651863 18252858 28764108
15-21 days 16332530 19523377 31034428
22-28 days 20133163 21922924 36065112
29-35 days 24153853 26464611 42916070
36-47 days 31054945 37265752 52047440
48-60 days 37956210 45548624 848912095
61-75 days 51187763 614112961 1227818459
79-90 days 65559568 756613142 1478820823
91-120 days 897014835 1076416301 1851526968
121-150 days 1173019780 1407622439 2535833810
151-180 days 1391524380 1669836364 3119444275
 

Travel Age Elite - Coverage & Benefits
CoveragesSilver GoldPlatinum
Travel Elite US$ 50000 Travel Elite US$ 200000 Travel Elite US$ 500000
Sum Insured Deductibles Sum Insured Deductibles Sum Insured Deductibles
Medical Expenses, Evacuation and Repatriation* $50,000$100 $200,000$100 $500,000$100
Personal Accident $15,000- $25,000- $25,000-
AD & D Common Carrier $2,500- $5,000- $5,000-
Loss of Baggage (checked)** $500- $1,000- $1,000-
Delay of Checked baggage $10012 Hrs $10012 Hrs $10012 Hrs
Loss of Passport $250$25 $250$25 $250$25
Hijack $50 per day to max $300- $60 per day to max $ 360- $60 per day to max $ 360-
Trip Delay $20 per 12 hrs to max $12012 Hrs $30 per 12 hrs to max $18012 Hrs $30 per 12 hrs to max $18012 Hrs
personal Liability $100,000$100 $200,000$100 $200,000$100
Emergency Cash in Advance *** $500- $1,000- $1,000-
Golfer Hole-in-one $250- $500- $500-
Trip Cancellation $500- $1,000- $1,000-
Home Burglary Insurance Rs.100,000- Rs.200,000- Rs.300,000-
Trip Curtailment $200- $300- $500-
Hospitalization Daily Allowance $25 per day to max $ 100- $25 per day to max $ 125- $25 per day to max $ 150-
Special Conditions (limit of liability)
Any One illness $12,500 $15,000 $17,500
Any One Accident $25,000 $30,000 $35,000
* Emergency pain relif included upto $500 **per baggage maximum 50% and per item in baggage maximum 10% ***cash advance would include delivery charges
 

STUDENT ELITE-PERMIUM TABLE
Days of Travel Standard Silver Gold
Excluding USA / Canada Including USA / Canada Excluding USA / Canada Including USA / Canada Excluding USA / Canada Including USA / Canada
30 days 6211288 7761622 9782099
60 days 10762266 13692875 19444083
90 days 16733508 19553881 28295808
120 days 19724025 23924485 34396900
180 days 25015244 28876072 41528740
240 days 32436785 35087878 532511558
270 days 37387855 43478970 626813110
365 days 558910304 652111730 931516790
 
Travel Age Corporate Elite
Why Do I need Corporate Travel Plan?
Traveling abroad for business purposes has become a necessity for everyone. Hence to make your journey tension free & risk free, we are providing a comprehensive cover, which will suite your individual requirements.
Coverages Corporate Lite Corporate plus Deductibles
Sum Insured in $ Sum Insured in $  
Medical Expenses, Evacuation and Repatriation 25,000500,000 100
Emergency Dental Pain Relief Included in (1) Above 500500 Nil
Personal Accident 25,000 25,000Nil
AD & D Common Carrier 5,0005,000Nil
Delay of Checked baggage 100 10012 Hrs
Loss of Passport 250 25025
Hijack $60 per day to max $ 360 $60 per day to max $ 360Nil
Trip Delay $30 per 12 hrs to max $180 $30 per 12 hrs to max $18012 Hrs
personal Liability Rs.200,000 Rs.200,000100
Emergency Cash in Advance *** 300 500Nil
Golfer Hole-in-one 500 500Nil
Trip Cancellation 1,000 1,000Nil
Home Burglary Insurance Rs.200,000 Rs.300,000Nil
Trip Curtailment 300 500Nil
Hospitalization Daily Allowance $25 per day to max $ 150 $25 per day to max $ 150Nil
Total Coverage During Year Maximum 180 Days 180 Days  
Per Trip Duration 45 Days 45 Days 
 
STUDENT ELITE-BENEFITS
Coverages Standard USD Silver USD Gold USD Deductibles USD
16-35yrs 16-35yrs 16-35yrs 16-35yrs
Medical Expenses 50,000100,000 200,000100
Personal Accident 25,00025,000 25,000Nil
AD & D Common Carrier 2,5002,500 2,500Nil
Loss of Baggage (checked)** 1,0001,000 1,000100
Bail Bond Insurance 500500 50050
Tution Fee 10,00010,000 10,000Nil
Accident to sponsor 10,00010,000 10,000Nil
Family Visit 7,5007,500 7,500Nil
personal Liability 100,000100,000 100,000200
EMERGENCY DENTAL PAIN RELIEF INCLUDED UPTO $500
PER BAGGAGE MAXIMUM 50% AND PER ITEM IN BAGGAGE MAXIMUM 10%
 
Exclusions applications to Travel Polices:
1. Any medical condition or complication arising from it which existed before the commencement of the Policy Period, or for which care, treatment or advice was sought, recommended by or received from a physician. 2. Routine physical or other examination where there is no objective indication of impairment of normal health. 3. Medical expenses beyond the expiry of the Policy Period. 4. Suicide, attempted suicide or willfully self-inflicted injury or illness, mental disorder, anxiety / stress / depression / nervousness having no underlying physical illness as a cause; venereal disease, alcoholism, drunkenness or the abuse of drugs. 5. Manual work or hazardous occupation, self-exposure to needless peril (except in an attempt to save human life), or if engaging in any criminal or illegal act. 6. Pregnancy, resulting child birth, miscarriage, abortion or complication arising out of any of the forgoing. 7. Experimental, unproven or non-standard treatment. 8. Treatment by any other system other than modern medicine (also known as Allopathy). 9. The cost of spectacles, contact lenses, and hearing aids, crutches, and all other external appliances and /or devices whether for diagnosis or treatment. 10. Delay of baggage when the intended destination in India. 11. Loss or damage to the Insured’s passport as a result of the confiscation or detention by customs, police or any other authority. 12. Loss which is not reported to the appropriate police authority within 24 hours of the discovery of the loss, and in respect of which an official report has not been obtained. 13. Loss caused by the Insured’s failure to take reasonable steps to guard against the loss of the passport.